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Tuesday, October 20, 2020

The new state-owned health insurance market can offer customers low-cost health plans – CBS Pittsburgh

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PITTSBURGH (KDKA) – A new state program to provide health insurance under the Affordable Care Act is about to begin the enrollment period.

The program is called Pennie and is an effort to provide more insurance options at lower prices to the uninsured in Pennsylvania.

Nearly 300,000 Pennsylvanians have insurance through Healthcare.gov or Obamacare. But under a new bipartisan state program, they will soon become part of Pennie.com, a state-run health insurance marketplace that may be a better deal.

“Pennie will be the only place for Pennsylvania residents to access high-quality, affordable coverage and financial assistance to help pay for it,” Pennie executive director Zachary Sherman told Jon Delano, editor on Wednesday. KDKA.

Funded by the federal ACA, the Pennie promises more insurance plans at lower costs.

“Rewards in 2021 will be 5% lower than they would have been without this program,” says Sherman.

Open registrations begin November 1 and state customer service will be better than the feds, who have to deal with customers from 30 states.

“This is the goal. That’s exactly the intent, “says Sherman.

Healthcare.gov customers will need to re-enroll, and Pennie.com is open to anyone who needs health insurance.

Consumer health advocates love the new program.

“If you have a pre-existing condition, you cannot be denied coverage. You cannot be charged more. You’re guaranteed essential health benefits, so prescription drugs, behavioral health, all of that are covered, ”says Antoinette Kraus, executive director of the Pennsylvania Health Access Network and a member of the Pennie board of directors.

These protections could disappear if the Supreme Court declared the ACA unconstitutional as requested by President Donald Trump, and Pennie could also leave.

“Unfortunately, the legislation passed in Pennsylvania has a clause that if the ACA were somehow canceled, Pennie would unfortunately end,” Kraus says.

Meanwhile, Pennie.com can offer the best health insurance around for many.

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